Position inquiry |
| 01-24 01:50:04 来源： 作者： |
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Position inquiry Inquiry (采购产品): Position inquiry Due to the current credit meltdown, my employment position as the Senior Credit Underwriter at CreditVest, Inc. has recently been downsized. I am looking to transfer my 25+ years' credit, lending, management and sales experience to a more vibrant industry. I came across your company when I recently visited the Western RIDC Park complex. I have attached my resume, which highlights a broad professional experience, an MBA and various accomplishments at each of my prior employers. Among my strengths are: * Strong work ethic * Putting the interests of the employer first, before my individual goals * Easily fitting in with the "corporate culture" * Comfortable with both teamwork challenges and working individually * Effective communicator Please consider my qualifications for various open positions within your company. I am immediately available to discuss my background over the telephone, or even better, in person. If no suitable available positions, would you please provide any networking contacts that may be helpful to my employment search? I look forward to hearing from you soon. Thank you. ******************** JOSEPH W. MESSNER, MBA 105 Tiffany Ridge Drive Moon Township, PA 15108 Home: (412) 264-0435 Cell: (412) 478-5828 E-mail: JoeMessner@aol.com * CREDIT, BUSINESS AND FINANCIAL MANAGEMENT * OBJECTIVE To utilize my education and 25+ years’ credit, banking, lending, sales and marketing management experience in a challenging professional position, while immediately contributing to the increased profits of a progressive organization. Seeks reward opportunity commensurate with proven performance and accomplishments stated below. DEMONSTRATED SKILLS * Broad Management Experience * Financial/Credit Analysis * Operations * Client Development * Merchant Banking * Attention to Detail * Decision Maker * Highly Motivated * Strong Work Ethic * Team Player * Computer Literate * Collection Experience * Strong Leader * Project Management * Professional Presentation CAREER EXPERIENCE AND KEY ACHIEVEMENTS CreditVest, Inc. – Pittsburgh, PA July 2004 – Present Senior Credit Underwriter/Consultant Focus upon detailed examination of company and personal financial statement review, compliance with credit underwriting policies and recommendations regarding multi-million dollar commercial real estate loan requests. Have underwritten over $1 Billion in Tenant-in-Common (TIC) investor equity since January 2005. See Page 2 for more on CreditVest, Inc. National Processing Company – Pittsburgh, PA 2001 – July 2004 Account Executive Commissioned sales of credit card terminals, merchant banking systems and E-Commerce programs by the second largest card processor in the U.S. Exclusive agent for merchant banking on behalf of National City Bank, covering 16 branch offices in the general Pittsburgh area. Awarded the “Champions Club” sales performance designation for being among the top 5% performers in the nation during 2003. Have implemented creative marketing programs to penetrate competitors’ market share and increase overall sales volume. Strong relationship builder with customers, with letters of recommendation. Pennwood Savings Bank - Pittsburgh, PA 1994 - 2000 Vice-President, Marketing Responsible for all marketing and lending activities. Specific duties included new business development; advertising and promotion; staff supervision; loan approval, compliance and debt recovery efforts. Achievements: · Over 100% increase in closed loan volume over a 12-month period. · Aggressively prospected and solidified new business-to-business relationships, leading to expanded market penetration beyond Allegheny County, to all of southwestern Pennsylvania. · Jump-started a lost business relationship with Ryan Homes and NVR Mortgage, to greatly boost annual business production to $11 million with these clients. · Streamlined operations and improved the efficiency of our staff’s performance by establishing new policies and procedures for business prospecting and underwriting. CreditVest, Inc. - Pittsburgh, PA 1991 - 1994 Senior Underwriter Performed detailed credit and property analysis and recommended business solutions for the liquidation of multi-million commercial real estate properties from failed savings institutions inherited by the Federal Deposit and Insurance Corporation and the Resolution Trust Corporation. Achievements: · Consistently recognized by company senior management, and the government agencies, for the quality and thoroughness of my project work. · Gained an in-depth knowledge of the financial operations of many varied businesses and local real estate market issues. · Successfully managed a consistently larger caseload (average of 20+%) compared to most of the other underwriters. NVR Mortgage - Pittsburgh, PA 1987 - 1991 Assistant Vice - President Responsible for the origination and underwriting of various residential construction projects for this affiliate of Ryan Homes. Achievements: · Regularly exceeded monthly production goals by developing new builder relationships. · Gained a comprehensive knowledge of the residential construction industry. · Increased permanent mortgage loan volume as a direct result of my department’s efforts. Mellon Bank - Pittsburgh, PA 1979 - 1987 Real Estate Officer Advanced from an Engineer in the Facilities Department, to the selection for Mellon’s prestigious Management Development Program. Promoted to Real Estate Officer responsible for the origination and underwriting of multi-million dollar commercial real estate construction projects. Achievements: · Consistently met business production goals. · Developed expertise in the use of word processing and spreadsheet software. · Presented detailed market analyses before the Senior Loan Committee. United States Steel Corporation - Pittsburgh, PA 1975 - 1977 Staff Engineer (Mechanical Design) CERTIFICATIONS AND OTHER ACTIVITIES · 8-course Certification in Real Estate from Robert Morris College. · Proficient in word processing, spread sheet analysis, the Internet and other computer uses. · Actively participated in several training seminars for general sales, business development, effective communication and establishing good customer relations. Sources included Community College of Allegheny County, Dale Carnegie, and the Western PA League of Financial Institutions. EDUCATION University of Pittsburgh - Pittsburgh, PA 1978 Masters of Business Administration (Cum Laude) University of Pittsburgh - Pittsburgh, PA 1975 B.S. - Mechanical Engineering (Magna cum Laude) **** Hidden Message ***** Joseph Messner 15108 Company: CreditVest, Inc. E-mail: joemessner@aol.com **** Hidden Message ***** joemessner@aol.com |
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